Internet Based Program

Most companies offering this similar program will want to tie you into a 4-year equipment lease ranging from $100 to $250 per month. You can spend almost $5,000 just to be able to offer this program in your business.

We are one of the few companies in the market that offers you an Internet based program. Your costs range from $15 to $35 per month to use this program. Our program also allows you to collect up to $25 per transaction from your customer to use this needed credit.

If you average $1,000 in additional sales per month then you have added an additional $12,000 to your bottom line using a simple $35 per month program.

As a Merchant Here Are The 4 Easy Steps To Complete a Sale


Step #1 - Ask your customer these 3 simple questions

1. Do you have a current drivers licence?
2. Do you have a checking account?
3. Do you have a job or income?
   
   If "YES" to all 3 questions = over 80% APPROVAL!

Step #2 - Collect a few required document before providing your product or service. Here are the items�you will collect up front.

1. Explain and verbally verify with the customer that the monthly gross household income must be double the amount financed.
   Example: Mr. Smith the transmission we are providing you has a total cost of $2,000. Do you have a monthly gross household income of $4,000 or more that can be verified with recent pay stubs or bank statements?
   
   
2. Get a copy of the drivers licence to keep on file in your records.
   Note: It's not required but I always advise that if the customer is going to be using the spouses income to qualify then get�a copy of the spouses drivers license as well, if possible.
   
   
3. A pay stub from each applicant or bank statement within 30 days of the date you complete the agreement with the customer. These will be kept on file with your records.
   Note: It is highly advisable to get pay stubs rather than bank statements if possible. The reason for this is on the pay stubs you can use gross income as reported on the pay stubs. If you use bank statements then you can only use the amount deposited.

Step #3 - After you have collected the documents from step #2 it's time to login and enter all the information on our secured server.

First, you will login with your own Merchant ID and Password

Next you will enter all the information you have collected from the customer.

 

 

 

 

 

Next you will determine a payment schedule with the customer and input the payment schedule.

 

 

 

 

Now submit the information for a GUARANTEE Authorization.

 

 

 

An authorization code is issued with a "G" code which means you are guaranteed to get paid. Any other codes issued other than a "G" code means the transaction is not guaranteed.

Print 2 copies of the agreement. Fill in the product or service provided. Customer will sign and date both copies. One copy is for the customer and the other copy is kept in your files.

Step #4 - Customer will write you postdated checks based on the schedule agreed upon in step #3. You will then keep a file of copied drivers license, pay stub(s) or bank statements, all original checks and signed agreement.

Customer will write post dated checks with all information completed on every check. It is very important that all checks are completed with pay to, dates as per agreement associated with the correct check number, amount per agreement, and signature on each check.

You will now create a file that contains all documents associated with the agreement. It is very important to have all documents available for the length of the agreement because if a verification is requested you will have all documents ready to fax to corporate.

NOW FOR THE BEST PART - The checks will be debited from the customers account on the specified date into your account. You also just made a customer for life because you helped them make a purchase they otherwise could not afford. Who do you think they are going to refer all their friend and family too?

That's all there is to it. You are done and have made an additional sale that you would not have be able to complete using traditional financing. This is a very powerful program with outstanding benefits for you to increase your profits by 30% - 40% every single month.

If you can't see the benefits of this program then ask yourself these questions:

• How many times a week do you have customers get turned down?
• How many times a week do you have customers leave after hearing the price?
• How many "give me an estimate" calls do you get per week?
• How many customers a week could you up-sell if you could offer extra time to pay?